Privacy Policy
1. Introduction and Scope
Welcome to Stablecoin Handbook ("we," "our," or "us"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at stablecoinhandbook.com (the "Site") or use our related services (collectively, the "Services").
We are committed to protecting your privacy. This policy applies to all users of the Site and Services, regardless of location. By accessing or using the Services, you agree to the terms of this Privacy Policy. If you do not agree, please do not use the Services.
This Privacy Policy is designed to comply with applicable U.S. laws, including the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA), and other relevant state privacy laws. It also reflects our commitment to transparency in the crypto industry.
2. Information We Collect
We collect information that you voluntarily provide to us, information collected automatically, and information from third parties.
2.1 Information You Provide
- Account Information: When you create an account, we may collect your name, email address, username, and password.
- Profile Information: You may choose to provide additional information such as your country of residence, investment interests, or preferences.
- Communications: If you contact us, we collect the content of your messages, including any attachments, and your contact details.
- Transaction Information: If you engage in transactions through the Services (e.g., purchasing reports, subscriptions), we collect payment information, billing address, and transaction history. Note that we do not store full payment card numbers; these are processed by third-party payment processors.
- Crypto Wallet Information: If you connect a cryptocurrency wallet to the Services, we may collect your public wallet address and associated blockchain data. We do not collect private keys or seed phrases.
2.2 Information Collected Automatically
When you use the Services, we automatically collect certain information, including:
- Device and Usage Data: IP address, browser type, operating system, device identifiers, pages visited, time spent, and referring URLs.
- Cookies and Similar Technologies: We use cookies, web beacons, and similar tracking technologies to enhance your experience, analyze trends, and administer the Site. For more details, see Section 6.
- Location Data: We may infer your general location from your IP address.
2.3 Information from Third Parties
We may receive information about you from third-party sources, such as analytics providers, advertising partners, and publicly available blockchain data.
3. How We Use Your Information
We use the information we collect for various purposes, including:
- Providing and Improving the Services: To operate, maintain, and enhance the Site and Services, including personalized content and features.
- Communication: To respond to your inquiries, send administrative messages, and provide updates about our Services.
- Marketing: To send you promotional materials, newsletters, and information about products or services that may interest you. You can opt out at any time.
- Analytics: To understand usage patterns, measure the effectiveness of our content, and improve user experience.
- Security and Fraud Prevention: To protect against unauthorized access, fraud, and other illegal activities.
- Legal Compliance: To comply with applicable laws, regulations, and legal processes.
- Blockchain Analysis: To analyze on-chain data for research, trends, and educational content.
We may aggregate or de-identify your information so that it cannot reasonably be used to identify you. We may use and share such aggregated or de-identified data for any lawful purpose.
4. How We Share Your Information
We do not sell your personal information. We may share your information in the following circumstances:
- Service Providers: We engage third-party companies to perform services on our behalf, such as payment processing, data analytics, email delivery, and hosting. These providers have access to your information only to perform these tasks and are obligated not to disclose it.
- Business Transfers: If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you via email or a prominent notice on our Site of any change in ownership or uses of your personal information.
- Legal Requirements: We may disclose your information if required by law, subpoena, or other legal process, or if we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.
- With Your Consent: We may share your information for any other purpose with your consent.
5. Data Security
We implement reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, use, or disclosure. These measures include encryption, firewalls, and secure socket layer (SSL) technology. However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee absolute security.
In the crypto industry, we are particularly mindful of security risks. We do not store private keys or seed phrases, and we encourage you to use hardware wallets and practice good security hygiene.
6. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to collect and store information about your interactions with the Services. Cookies are small data files stored on your device. We use:
- Essential Cookies: Necessary for the operation of the Services.
- Analytics Cookies: To collect information about how you use the Services, helping us improve them.
- Advertising Cookies: To deliver relevant advertisements and track their effectiveness.
You can control cookies through your browser settings. However, disabling cookies may limit your ability to use certain features of the Services. We honor Do Not Track signals and provide a cookie consent mechanism where required by law.
We also use third-party analytics services such as Google Analytics. These providers may collect information sent by your browser as part of a web page request, such as cookies or your IP address. Their use of your information is governed by their respective privacy policies.
7. Your Rights and Choices
Depending on your jurisdiction, you may have certain rights regarding your personal information. These may include:
- Access: Request a copy of the personal information we hold about you.
- Correction: Request that we correct inaccurate or incomplete information.
- Deletion: Request that we delete your personal information, subject to certain exceptions.
- Restriction: Request that we restrict the processing of your information.
- Portability: Request a machine-readable copy of your information.
- Opt-Out of Marketing: Unsubscribe from promotional emails by following the instructions in those emails.
- Do Not Sell My Personal Information: We do not sell personal information as defined by the CCPA/CPRA.
To exercise these rights, please contact us using the details in Section 10. We will respond to your request within the timeframes required by applicable law. We may need to verify your identity before fulfilling your request.
7.1 California Residents (CCPA/CPRA)
If you are a California resident, you have specific rights under the CCPA/CPRA, including:
- The right to know what personal information we collect, use, disclose, or sell.
- The right to delete personal information.
- The right to correct inaccurate personal information.
- The right to opt out of the sale or sharing of personal information.
- The right to limit the use of sensitive personal information.
- The right to non-discrimination for exercising your privacy rights.
To exercise CPRA rights, contact [email protected].
We do not sell your personal information. We may share personal information with service providers for business purposes as described in Section 4.
7.2 Other U.S. State Privacy Laws
Residents of other states with comprehensive privacy laws (e.g., Virginia, Colorado, Connecticut, Utah) may have similar rights. To exercise your rights, please contact us using the information in Section 10.
8. International Data Transfers
We are based in the United States. If you access the Services from outside the U.S., your information may be transferred to, stored, and processed in the U.S. By using the Services, you consent to such transfer. We take steps to ensure that your data receives adequate protection as required by applicable law.
9. Children's Privacy
The Services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child under 18, we will take steps to delete such information. If you believe we have collected information from a child, please contact us.
10. How to Contact Us for Privacy Inquiries
If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:
- Privacy Email: [email protected]
- Phone: +1 (415) 555-0198
- Mailing Address: 548 Market Street, Suite 42680, San Francisco, CA 94104, United States
We will respond to your inquiry as soon as possible, typically within 30 days.
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. When we do, we will revise the "Last Updated" date at the top of this page. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information. Your continued use of the Services after any changes constitutes your acceptance of the updated policy.
12. Additional Information for Crypto Users
Given the nature of our business, we want to highlight the following:
- On-Chain Data: Blockchain transactions are public and permanent. We may analyze on-chain data for educational and research purposes. This data is not linked to your personal information unless you provide it to us.
- Wallet Connections: If you connect a wallet, we only collect public addresses. We never ask for private keys or seed phrases. Be cautious of phishing attempts.
- Regulatory Compliance: We may be required to collect and retain certain information to comply with anti-money laundering (AML) and know-your-customer (KYC) regulations if we offer financial services. We will clearly indicate when such information is required.
13. Definitions
- Personal Information: Information that identifies, relates to, describes, or can be associated with a particular individual or household.
- Processing: Any operation performed on personal information, such as collection, use, storage, and disclosure.
- Service Providers: Third parties that process personal information on our behalf.
This Privacy Policy was last updated on October 13, 2026.
